TERMS OF USE

TERMS OF USE TERMS OF USE Bula Instant Bet 

‍‍‍IMPORTANT NOTICE:
‍These Terms of Use have been updated as December 23, 2025, and shall supersede and replace all prior Terms of Use. These Terms of Use (“the Terms” or “TOU”) and the Arbitration Agreement (see Section 16) form binding agreements between you (“You,” or “User,”) and Bula Technologies, Inc. (“Bula,” the “Company,” “Us, or “We”) which provide all of the terms and conditions governing Your access and use of the Bula Instant Bets app and any related websites (the “App” or “Platform”) as well as Your creation of Your Bula user account (“User Account”), participation in games, promotions or contests (collectively or individually, “Games” or “Contests”) on the App, and any transactions or dealings with Us in any way (collectively, the“Service”).

Bula offers a peer-to-peer social platform designed exclusively to facilitate skill-based interactions among its users. Bula explicitly prohibits and does not host, endorse, promote, facilitate, or otherwise support gambling, sports betting, sweepstakes, lotteries, fantasy sports, contests of chance, or any related activities involving chance-based outcomes.

IMPORTANT NOTICES: THE PLATFORM DOES NOT ACCEPT, FACILITATE, OR REQUIRE ANY PURCHASES OR EXCHANGES OF REAL MONEY FOR THE PURPOSES OF GAMBLING, SPORTS BETTING, SWEEPSTAKES, LOTTERIES, FANTASY SPORTS, CONTESTS OF CHANCE OR ANY RELATED ACTIVITIES INVOLVING CHANCE-BASED OUTCOMES.  THE SERVICE IS INTENDED FOR ENTERTAINMENT PURPOSES ONLY.  THE COMPANY IS NOT RESPONSIBLE FOR ANY ACTIONS, AGREEMENTS, OR DEALINGS WITH THIRD-PARTIES, INCLUDING BY AND BETWEEN USERS OF THE APP.  THESE TERMS OF USE INCLUDE AN ARBITRATION AND CLASS ACTION WAIVER AGREEMENT WHICH REQUIRES THAT ANY PAST, PENDING, OR FUTURE DISPUTES BETWEEN YOU AND US SHALL BE RESOLVED BY FINAL AND BINDING ARBITRATION ON AN INDIVIDUAL BASIS ONLY AND FOR YOUR OWN LOSSES ONLY. YOU MAY NOT PROCEED AS A CLASS REPRESENTATIVE, MEMBER OR PART OF ANY PROPOSED CLASS, COLLECTIVE ACTION,PRIVATE ATTORNEY GENERAL SUIT, QUI TAM ACTION OR ANY REPRESENTATIVE PROCEEDING,OR OTHERWISE SEEK TO RECOVER ON BEHALF OF OTHERS OR FOR THE BENEFIT OF OTHERS IN ANY TYPE OF CLAIM OR ACTION. ARBITRATION MEANS YOU WILL NOT BE ABLE TO SEEK DAMAGES IN COURT OR PRESENT YOUR CASE TO A JURY, UNLESS OTHERWISE PERMITTED BY THESE TERMS.OPT-OUT. IF YOU DO NOT WISH TO BE SUBJECT TO ARBITRATION ON A RETROACTIVE BASIS AND AS TO ANY FUTURE CLAIMS, AND YOU HAVE NOT PREVIOUSLY AGREED TO AN ARBITRATION PROVISION WITH US IN CONNECTION WITH YOUR USE OF OUR SERVICES, YOU MAY OPT OUT OF THE ARBITRATION AGREEMENT WITHIN THIRTY (30) DAYS OF ENTERING THIS AGREEMENT BY FOLLOWING THE INSTRUCTIONS PROVIDED IN THE “BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER” – SEE SECTION 16 OF THESE TERMS, BELOW. OPT‑OUT REQUESTS SENT AFTER THE THIRTY (30) DAY PERIOD SHALL BE NULL AND VOID.  EVEN IF YOU OPT OUT OF THE ARBITRATION AGREEMENT IN SECTION 16, ALL OTHER REMAINING SECTIONS OF THESE TERMS APPLY.PLEASE READ THE FOLLOWING TERMS OF USE, THE ARBITRATION AGREEMENT AND CLASS ACTION WAIVER (SEE SECTION 16 BELOW), AND THE BULA PRIVACY POLICY CAREFULLY BEFORE USING THE SERVICES OFFERED IN CONNECTION WITH ANY BULA SERVICES OR PLATFORM OR APPLICATION. YOU AGREE THAT YOUR CONTINUED USE OR ACCESS OF THE PLATFORM OR SERVICES SHALL BE SUBJECT TO THESE TERMS OF USE,WHICH FURTHER INCORPORATE AND INCLUDE THE PRIVACY POLICY, AND ANY OTHER POLICIES THAT EXPRESSLY INCORPORATE THESE TERMS (COLLECTIVELY, “INCORPORATED POLICIES”).TO THE EXTENT PERMITTED BY APPLICABLE LAW, IT IS AN EXPRESS CONDITION OF THIS AGREEMENT THAT ANY CLAIMS YOU MAY HAVE AGAINST BULA ARISING FROM ANY past, present or future USE OF tracking software, including BUT NOT LIMITED TO USE OF A Meta Pixel, “cookies,” “GET requests” or JavaScript in HTML code of THE COMPANY’S website that intercepts, tracks, stores, and analyzes your interactions with THE COMPANY’S platform FOR PURPOSES OF OBTAINING data or targeted advertisement ARE HEREBY FULLY WAIVED, RELEASED AND COMPROMISED.  BULA shall have no liability to You for any past, PRESENT OR FUTURE claims arising out of or related to the use OF tracking technology.

Acceptance of Terms.  You represent and warrant that You have the right, authority, and capacity to accept these Terms and to abide by them, that You are of legal age and that You have fully read and understood the Terms. You must read these Terms carefully in their entirety before checking the box for acceptance of these Terms.  By using, or otherwise accessing the Service, or clicking to accept or agree where that option is made available, You confirm that you have read and agree to these Terms. If you do not agree to these Terms, then you may not access or use the Platform or Service. All of your activity on the App or Platform and all of your transactions with Bula, including all events which occurred before your acceptance of these Terms, shall be subject to these Terms.The Service is not sponsored,endorsed, or administered by, or associated with Apple®, Facebook® or Google®.You understand that you are providing your information to Bula only and not toApple®, Facebook® or Google®.

‍1. Changes to Terms of Use and Incorporated Policies
1.1          From time to time, We may modify or amend these Terms. If We do so, any such modifications or changes shall be reflected in the TOU on the Platform. We may also, but shall not be required to, notify You by email regarding any material changes to theTOU or Incorporated Policies. Whether You receive or review such notifications,You agree that You will be bound by any such changes and that it shall be Your responsibility to check the Terms Of Use, including the Incorporated Policies,as posted on the Platform prior to accessing the Platform or partaking in anyService. Your further use of the Service after any changes are posted shall constitute further consent and agreement to the terms as changed or amended.
1.2       From time to time, We may also modify or amend any of the IncorporatedPolicies. If we do so, any such modifications or changes shall be reflected in the Incorporated Policies as posted on the Platform. You agree that You will be bound by any such changes and that it shall be Your responsibility to check the IncorporatedPolicies as posted on the Platformprior to accessing the Platformor partaking in any Service. Your further use of the Service after any changes are posted shall constitute further consent and agreement to the IncorporatedPolicies as changed or amended.
1.3        If You have any questions about these Terms or the Incorporated Policies, please contact customer support at support@betonbula.com
‍1.4       In the event of any conflict between theTerms and the Incorporated Policies, the Terms shall control.

‍2. Limited Revocable License (the “License”)
‍2.1        The License. Subject to Your agreement and continuing compliance with these Terms, we grant You a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable, license to access and use the Service and Games solely for Your personal, private entertainment on the Platform and for no other reason (the “License”).Other than this limited License to use the Service, You have no right or title in or to any attributes associated with use of the Service or stored within theService. You acknowledge and agree that Your License to use the Service is limited by these Terms and if You do not agree to, or act in contravention of, these Terms, Your License to use the Service may be immediately terminated. We have the absolute right to manage, regulate, control, modify and/or eliminate thePlatform or Games as we see fit in our sole discretion to the extent legally permissible, and We shall have no liability to You or anyone for the exercise of such rights.
2.2      No Right to Sell or Assign. The transfer or sale of your User Account to any other person is strictly prohibited. You may NOT sell or assign Your User Account to any other person under any circumstances. Any attempt to do so is in violation of these Terms, will result in closure and forfeiture of the User Account, and may result in a lifetime ban from the Service and possible legal action.
2.3       These Terms do not grant You any right, title or property or ownership interest in the Service or Platform.
2.4       This Service is licensed, not sole, toYou.  You agree that we and our own licensors own all rights, title and interest in and to the Service, including all intellectual property rights therein as further specified below in Section 9, and that we retain ownership of the Service even after any installation on Your device. You agree not to delete or in any manner alter the copyright, trademark or other proprietary rights notices or markings which may appear on the Service.
2.5      Except as identified and specified in theseTerms, You agree not to:
2.5.1     sell, rent, distribute, transfer, license, sub-license, lend or otherwise assign any rights of any part of theService or your User Account to any third party;
2.5.2     copy, modify, create derivative works of theService (including but not limited to any software that forms part of theService), including, without limitation, making adaptations or modifications to the Service;
2.5.3     reproduce the Service or any part in any form or by any means;
2.5.4     exploit the Service in any unauthorized way whatsoever, including without limitation, by trespass or burdening network capacity;
2.5.5     disassemble, decompile, reverse engineer, or attempt to derive the source code of the Service, in whole or in part, or permit or authorize a third party to do so, except to the extent such activities are expressly permitted by law;
2.5.6     make the Service available to multiple users by any means, including by uploading the Service to a file-sharing service or other type of hosting service or by otherwise making the Service available over a network where it could be used by multiple devices at the same time;2.5.7     misrepresent the source of ownership of the Service;
2.5.8     scrape, build databases or otherwise create permanent copies of any content derived from the Service; or
2.5.9     use the Service in any manner to harass, abuse, stalk, threaten, defame or otherwise infringe or violate the rights of any other party.

‍3. Eligibility.
‍Your eligibility for continued use of the Service is contingent on Your ongoing compliance with these Terms, in particular:
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3.1       You are, under the laws of the jurisdiction(s) applicable to You, legally allowed to participate in the Games and access the Service;
3.2       You understand and accept that we are unable to provide You with any legal advice or assurances and that it is Your sole responsibility to ensure that at all times You comply with the laws that governYou and that You have the complete legal right to use the Service;
3.3       You will monitor Your User Account.  You accept full responsibility for any unauthorized use of the Service, and You acknowledge that You are responsible for any use of the Service;
3.4       You do not access the Games or Service from any jurisdiction outside the United States or United States territories or as otherwise posted within these Terms or on the Platform (the “RestrictedTerritories”);
3.5       You participate in the Games strictly inYour personal capacity for recreational and entertainment purposes only;
3.6       You further represent and warrant that all information you supply to Us is complete and accurate. Knowingly submitting incomplete or inaccurate information may result in immediate termination ofYour User Account, revocation of any License from Us, and any further participation or access to the Service, at Bula’s sole discretion, to the extent legally permissible;
3.7        You will not be involved in any fraudulent or other unlawful activity in relation to Your participation in any of theGames and You will not use any software-assisted methods or techniques(including but not limited to “bots”) on the Platform. We reserve the right to invalidate any participation in the event of such behavior;
3.8          If, in the reasonable opinion of Bula, we form the view that a player is abusing any promotion, to derive any advantage or gain for themselves or another player, including by way of fraudulent conduct, we may, at our sole discretion, withhold, deny or cancel any advantage, bonus or promotional prize as we see fit, or terminate or suspend the UserAccount of such player.3.8.1     You will not directly or indirectly  participate in groups or take advantage of,or encourage others to participate in or take advantage of schemes, organizations, agreements, or groups designed to share:  (a) hacks or money-making strategies; (b) special offers or packages sent to a specific set of players; or (c) identification documents (including, but not limited to, photographs, bills and lease documents) for the purpose of misleading Bula as to a player’s identity.

‍4. Your User Account
‍4.1          You must create a User Account in order to access or use the Service.
4.2          Only one User Account is permitted per person. In the event You open or try to open more than one User Account, allUser Accounts You have opened or try to open may then be terminated or suspended and any prizes may be voided.
4.3          If You lose access to Your User Account, You must not register a new User Account. Rather, You must contact customer support via support@betonbula.com to have Your User Account status updated.
4.4          You are required to keep Your personal details up to date. If You change Your address, email, phone number or any other contact details or personal information, please contact customer support.The name that You provide to us at registration must match any identification You provide for Your User Account verification.
4.5          During the registration process, You will be required to select a password unless: (i) You login to Your User Account using the Facebook® login facility in which case Your Facebook® password will apply; or (ii) You login to Your User Account using the Google® login facility in which case Your Google® password will apply.
4.6          You confirm that You will not share YourUser Account or password with any other person or let anyone else access or useYour User Account without our written permission. You will not access or use aUser Account which has been rented, leased, sold, traded, or otherwise transferred from the User Account creator without our written permission.
4.7          If You become aware, or have reasons to suspect, that the security of Your User Account may have been compromised, including loss, theft or unauthorized disclosure of Your password and UserAccount details, You must notify us immediately.
4.8          You are responsible for maintaining the confidentiality of Your User Account and accept responsibility for all uses of the User Account (whether or not authorized by You).
4.9          We reserve the right to close Your UserAccount if it is inactive for a period of sixty days or longer.  You agree that We are not required to give notice to You prior to taking such action, although we may choose to do so in our sole discretion.
4.10       If your User Account remains inactive for the amount of time specified by applicable state law, it will be considered abandoned. Once an account is abandoned, Bula will remit the abandoned funds to the appropriate state agency as unclaimed property.  To the extent permitted by applicable law, Bula may charge additional fees associated for the delivery of abandoned funds to the applicable state agency.
4.11       If You wish to close Your User Account, You may do so at any time by contacting customer support. Closing Your User Account will forfeit all continued access to and right to use, enjoy or benefit from any Virtual Coins associated with Your User Account.
4.12       We reserve the right to refuse to open or the right to close a User Account at our sole discretion.
4.13       User Account registrations may be limited to one User Account registration per person or per IP address at our sole discretion.
4.14       Whereby reserve the right, at our sole discretion, to deactivate or suspend your User Account (notwithstanding any other provision contained in these Terms of Use) where we have reason to believe that you have played or are likely to play in tandem with other player(s) as part of a club, syndicate, group, etc., or played the Games in a coordinated manner with other player(s) involving the same (or materially the same) actions, decisions, or selections.
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‍5. Games and Contests
‍5.1          In addition to these Terms, Games offered on the Service may have their own rules which are available on the Service or created by and between users of the App. It is Your responsibility to read the rules of a Game before playing.You must familiarize Yourself with the applicable terms of play and read the relevant rules before playing any Game.
5.2          Bula reserves the right, in its sole and absolute discretion, to deny any user the ability to participate in head-to-head Games for any reason whatsoever.  Further, Bula may, in its sole and absolute discretion, invalidate any head-to-head Contest result for the purposes of preventing abusive and/or any unfair or potentially unlawful activity, or in the event that there is a risk of any such abusive, illegal, or unfair activity.
5.3          Bula reserves the right, in its sole discretion, to cancel or suspend the Contests (or any portion thereof) should a virus, bugs, unauthorized human intervention, or other causes corrupt administration, security, fairness, integrity or proper operation of the Contest (or any portion thereof).  Under no circumstances shall Bula be required to refund or pay any amount with respect to a terminated Contest other than your entry fee.

‍6. Entry Fees & Prizes
‍6.1 The Platform may enable or require users to make purchases, pay entry fees, or fund a digital wallet with permitted currency in order to participate in activities that involve staking skill-based interactions. Participation in such activities may result in the award of prizes. The Service is intended solely for entertainment purposes. The Company does not assume responsibility for any actions, agreements, or transactions involving third parties, including interactions or arrangements between users of the App.          
6.2  Notice for California Users Under CivilCode Section 1789.3. The Complaint Assistance Unit of the Division of Consumer Services of the CaliforniaDepartment of Consumer Affairs may be contacted in writing at 1625 N. MarketBlvd., Suite N – 112, Sacramento, CA 95834, or by telephone at 1(800) 952 –5210.

‍7. Promotions
‍7.1           All peer to peer skill-based interactions, promotions, contests, and special offers are subject to these Terms, the official rules of the skill-based interaction,  promotion, contest, or special offer, and any additional terms that may be published at the time of the skill-based interaction, promotion, contest or special offer.
7.2          We reserve the right to withdraw or alter any such promotions without prior notice to You at our sole discretion.
7.3          We reserve the right at our sole discretion and without any requirement to provide a justification to exclude You from any promotions, contests or special offers that may be offered from time to time.
7.4          We reserve the right to exclude You from any promotions, contests or special offers if we believe that You have tried to enter said promotions, contests of special offers by using more than one UserAccount or are otherwise engaging in any fraudulent or illegal activity(including participation that would be in breach of the law in Your local jurisdiction), whether or not You would have or might have won but for such activity. Where multiple entries/User Accounts have been used, we reserve the right to suspend those User Accounts and withhold any promotional benefits.
7.5          You confirm that You grant us an irrevocable, perpetual, worldwide, non-exclusive, royalty-free License to use in whatever way we see fit, and without further acknowledgement of You as the author, any content You post or publish as part of a promotion, contest or competition.

‍8. Verification
‍8.1          You acknowledge that we, or a third party acting on our behalf, are entitled to conduct any verification checks(including but not limited to age and identity verifications and credit/background checks) that we may reasonably require and/or that are required of us under applicable laws and regulations or by relevant regulatory authorities.You agree to comply with all verification checks in a timely manner.
8.2          You agree that we may restrict Your opening or use of a User Account pending any verification checks having been completed to our satisfaction.
8.3          The documents that may be required may include, but are not limited to, photo identification, such as a government-issued passport or driver’s license; a utility bill that matches the address registered on Your User Account; and source of wealth or source of funds documentation such as a payslip or bank statement.
8.4          In the event that any verification check cannot be completed for any reason, including Your failure to provide any requested documentation, then We may, in our sole discretion, terminate/deactivate or otherwise restrict Your User Account.
8.5          You acknowledge and agree that we may use third party service providers to run external identification, location verification and other verification checks based on the information provided byYou from time to time. You must enable and allow “Locations Services” on Your device or PC in order to operate the Service or access Your User Account.
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‍9.  Intellectual Property
‍9.1          These Terms confer only the right to use theService and they do not convey any rights of ownership in or to the Service.
9.2          All rights, title and interest, including without limitation any copyright, patent, trade secret or other intellectual property right in the Service will remain our sole property or where licensed from a third party their sole property.
9.3          Your use of the Games will not convey any ownership rights in the intellectual property to You. The titles, source and object codes, game client and server software, the “look and feel” of theGames, sounds, musical compositions, audio-visual effects, concepts and methods of operation, layout, text, data, User Accounts, themes, objects, characters and character likenesses, character names and character profile information, stories, dialogue, catch phrases, locations, artwork, animations files, images, graphics, documentation, gaming history and recording of game play, transcripts of any chat rooms, and moral rights, whether registered or not, and all applications related to the above will remain vested in us or any third party supplier of the Games.
9.4          Notwithstanding anything to the contrary in these terms, You acknowledge and agree that You shall have no ownership or other property interest in the User Account, and You further acknowledge and agree that all rights in and to the User Account are and shall forever be owned by and inure to the benefit of us.
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‍10. Responsibility for User Generated Content
‍10.1       You are responsible for complying with all laws applicable to Your User Content. You agree not to submit to the Service, or send to other users of the Service, any defamatory, inaccurate, abusive, obscene, profane, offensive, sexually oriented, threatening, harassing,racially offensive, illegal material or any material that infringes or violates another party’s rights.
10.2       You will not provide inaccurate, misleading or false information to us or to any other user of the Service. If information provided to us, or another user of the Service, subsequently becomes inaccurate, misleading or false, You will notify us of such change immediately.
10.3       We may, in our sole discretion, delete anyUser Content without notice but are under no obligation to do so. We have no responsibility for the conduct of any user in the Service, including any UserContent submitted in the Service. We assume no responsibility for monitoring the Service for inappropriate content or conduct. Your use of the Service is atYour own risk.
10.4       You hereby grant us the sole and exclusive, irrevocable, sub-licensable, transferable, worldwide, royalty-free license to reproduce, modify, create derivative works from, publish, distribute, sell,transfer, transmit, publicly display and use any User Content and to incorporate the same in other works in any form, media, or technology now known or later developed.
10.5       You further hereby grant to us the unconditional right to use and exploit Your name, likeness and any other information or material included in any User Content and in connection with anyUser Content or Your User Account, without any obligation to You. You waive any rights of attribution and/or any moral rights You may have in Your UserContent, regardless of whether Your User Content is altered or changed in any manner except as prohibited by law.
10.6       You acknowledge and agree that all UserContent whether publicly posted or privately transmitted to the Service is atYour sole responsibility and risk. We disclaim any responsibility for the backup and/or retention of any User Content transmitted to the Service.
10.7       Prohibited Content; User Content that is prohibited in the Service includes, but is not limited to:·     User Content that promotes racism, bigotry, hatred or physical harm of any kind against any group or individual;·     Harassing User Content;·     User Content of a sexual or offensive nature;·     User Content that promotes terrorism or religious hatred;·     User Content that promotes illegal activities or conduct that is abusive, threatening, obscene or defamatory;·     User Content of commercial nature without authorisation from us; or·     User Content promoting the services of another business or competitor.
10.8       If You see any material in the Service that in Your belief is offensive, hateful, harassing or that You otherwise think is prohibited, please notify us by contacting support@betonbula.com

‍11. Third Party Websites & Content
‍11.1       The Service may contain links to content owned and/or operated by third parties, for instance third parties who may invite You to participate in promotional offers or rewards programs or third-party advertisers or payment providers. Any separate charges or obligations that You may incur in Your dealings with these third parties areYour sole responsibility. We are not responsible for any such third-party services or content and do not have control over any materials made available therein.
11.2       Our inclusion of a link to a third-party website, services or content in the Service does not imply our endorsement, advertising, or promotion of such websites, services or content or any materials available and we make no guarantee as to the content, functionality, or accuracy of any third-party website.
11.3       By accessing a third-party website, services or content, You accept that we do not exercise any control over such websites, services or content and have no responsibility for them. The third-party sites may collect data or solicit personal information from You. We are not responsible for privacy policies, or for the collection, use or disclosure of any information those sites may collect. It is always best to read and understand the terms of services and privacy policies applicable to any third-party website, services or content You may access.
11.4       We do not endorse, do not assume and will not have any liability or responsibility to You or any other person for any third-party products, services, materials or websites. Please note that the relevant third party is fully responsible for all goods and services it provides to You and for any and all damages, claims, liabilities and costs it may cause You to suffer, directly or indirectly, in full or in part.
11.5       If You use third party social networking websites to discuss the Service such as Facebook® and Twitter®, You acknowledge and agree that:·     any content that You post on such social networking sites are subject to the relevant terms and conditions of that website;·     You will not post any comments that are false, misleading or deceptive or defamatory to us, our employees, agents, officers or other players; and·  we are not responsible or liable for any comments or content that You or others post on social networking sites.

‍12. Copyright Infringement Notice. Bula requires our Users to respect the intellectual property rights of others. If You are the owner of copyright and You believe that Your work has been used in the Service in a way that constitutes copyright infringement, please provide our Copyright Agent with a notice meeting all of the requirements of the Digital Millennium Copyright Act (“DMCA”). Your notice should contain the following information: a physical or electronic signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;·     a clear description of the copyrighted work or other intellectual property that You claim has been infringed; a description of where the material that Youclaim is infringing is located in the Service. Your address, telephone number, and email address; a statement by You that You have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; and a statement by You, made under penalty of perjury, that the above information in Your notice is accurate and that You are the copyright or intellectual property owner or authorized to act in the copyright or intellectual property owner’s behalf.Before you file Your DMCA notice,please carefully consider whether or not the use of the copyrighted material at issue is protected by the Fair Use doctrine. If You file a DMCA notice when there is no infringing use, You could be liable for costs and attorneys’ fees.Our agent for notice of claims of copyright or other intellectual property infringement can be reached as follows: By email: support@betonbula.com 

‍13.  Disruptions, Errors & Omissions
‍13.1       Disclaimer of Warranties.  THE SERVICES, IN WHOLE AND IN PART(INCLUDING, WITHOUT LIMITATION, ALL CONTENT, AND USER MATERIALS), ARE PROVIDED,TRANSMITTED, DISTRIBUTED, AND MADE AVAILABLE “AS IS” AND “AS AVAILABLE” WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND, INCLUDING, WITHOUT LIMITATION,WARRANTIES OF TITLE, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, WE MAKE NO WARRANTY: (A) THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR FREE; (B) THAT DEFECTS OR ERRORS IN THE SERVICES WILL BE CORRECTED; (C)THAT THE SERVICES WILL BE FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS; (D) ASTO THE QUALITY, ACCURACY, COMPLETENESS AND VALIDITY OF ANY INFORMATION OR MATERIALS IN CONNECTION WITH THE SERVICES; (E) THAT YOUR USE OF THE SERVICES WILL MEET YOUR REQUIREMENTS; OR (F) THAT TRANSMISSIONS OR DATA WILL BE SECURE.
13.2       Exceptions.  SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER, EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES, LIABILITIES AND DAMAGES, SO SOME OF THE ABOVE DISCLAIMERS, EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, OUR WARRANTIES AND LIABILITY WILL BELIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
13.3       We are not liable for any downtime, server disruptions, errors, lagging, or any technical or political disturbance to theService or Games, nor attempts by You to participate by methods, means or ways not intended by us.
13.4       We accept no liability for any damages or losses which are deemed or alleged to have arisen out of or in connection with any Service including, without limitation, delays or interruptions in operation or transmission, loss or corruption of data, communication or lines failure, any person’s misuse of a Service or any errors or omissions in the Service.
13.5       In the event of a Service system malfunction, then all Game play on the Service will be void.
13.6       In the event of an error or malfunction in aGame, then all Game play resulting from the error or malfunction will be voided.
13.7       We reserve the right to remove any part of the Games from the Service at any time. Any part of the Games that indicate incorrect behavior affecting game data that may be due to error, misconfiguration or a bug, will be cancelled and removed from the Service. We reserve the right to alter User Account details under such circumstances, at our sole discretion, in order to correct any mistake.
13.8       We may temporarily suspend the whole or any part of the Service for any reason at our sole discretion. We may, but will not be obliged to, give You as much notice as is reasonably practicable of such suspension. We will restore the Service, as soon as is reasonably practicable, after such temporary suspension.
13.9       We reserve the right to declare participation in a Game void, partially or in full, if, in our sole discretion,we deem it obvious that there was an error, mistake, misprint or technical error on the pay-table, win-table, minimum or maximum stakes, odds or software.
13.10    We are not responsible or liable for determining Contest results or enforcing any agreements between third-parties, including agreements by and between users of the App.  Limitation of Liability and Indemnification.
13.11    Limitation of Liability. BY ACCESSING, USING OR DOWNLOADING THE SERVICE, YOU ACKNOWLEDGE AND AGREE THAT SUCH USE IS AT YOUR OWN RISK AND THAT NEITHER THE COMPANY NOR ANY OF THE PARTIES INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SERVICES OR THE COMPANY OR ANY OF THEIR AFFILIATES, SUBSIDIARIES, AGENTS, EMPLOYEES, OFFICERS,DIRECTORS, CONSULTANTS, SUPPLIERS, ADVERTISERS, PARTNERS, OR CONTRACTORS(COLLECTIVELY “RELEASED PARTIES”) ARE LIABLE FOR ANY DIRECT, INCIDENTAL,CONSEQUENTIAL, INDIRECT, SPECIAL, OR PUNITIVE DAMAGES, OR ANY OTHER LOSSES,COSTS, OR EXPENSES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, LOST PROFITS,LOSS OF DATA, LEGAL FEES, EXPERT FEES, COST OF PROCURING SUBSTITUTE SERVICES,LOST OPPORTUNITY, OR OTHER DISBURSEMENTS) WHICH MAY ARISE, DIRECTLY OR INDIRECTLY, THROUGH THE ACCESS TO, USE OF, RELIANCE ON ANY MATERIAL OR CONTENT ON THE SERVICES, OR BROWSING OF THE SERVICES OR THROUGH YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, IMAGES, VIDEO OR AUDIO FROM THE SERVICES, SPECIFICALLY INCLUDING ANY PAST, PRESENT OR FUTURE USE OF “COOKIES,” “GET REQUESTS,” PIXELS AND OTHER TRACKING TECHNOLOGY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.RELEASED PARTIES CANNOT AND DO NOT WARRANT OR GUARANTEE CONTINUOUS,UNINTERRUPTED, OR SECURE ACCESS TO THE SERVICES.  WITHOUT LIMITING THE FOREGOING, RELEASED PARTIES ASSUME NO RESPONSIBILITY, AND WILL NOT BE LIABLE, FOR ANY DAMAGES RELATING TO OR CAUSED BY ANY VIRUSES, BUGS, HUMAN ACTION OR INACTION OF ANY COMPUTER SYSTEM, PHONE LINE, HARDWARE, SOFTWARE OR PROGRAM MALFUNCTIONS, OR ANY OTHER ERRORS, FAILURES OR DELAYS IN COMPUTER TRANSMISSIONS OR NETWORK CONNECTIONS ON ACCOUNT OF YOUR ACCESS TO OR USE OF THE SERVICES.  13.12    Indemnification. BY USING THE SERVICES, YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS (INCLUDING REASONABLE ATTORNEY’S FEES AND COSTS OF SUIT) THE RELEASED PARTIES FROM ANY AND ALL THIRD PARTY CLAIMS AGAINST THE COMPANY RELATED IN ANY WAY TO YOUR USER ACCOUNT, YOUR USE OF THE SERVICES OR YOUR ACCESS TO THE PLATFORM.
13.13    One Year Limitations Period. You and Bula agree that any claims, regardless of form, arising out of or related to the Platform(including Services) or these Terms of Use or Privacy Policy must BE FILED within ONE (1) YEAR of the action, omission, event or occurrence giving rise to the claim or suit, after which such claims will be time-barred and prohibited, without regard to any longer period of time which may be provided by any period of limitation or repose by law or statute.
13.14    YOU RECOGNIZE AND AGREE THAT THE WARRANTY DISCLAIMERS IN SECTION 13.1, AND THE INDEMNITIES, LIMITATIONS OF LIABILITY AND LIMITATIONS OF REMEDIES IN THIS SECTION 14, ARE MATERIAL AND BARGAINED-FOR BASES OF THESE TERMS AND THAT THEY HAVE BEEN TAKEN INTO ACCOUNT AND REFLECTED IN THE DECISION BY YOU AND BULA TO ENTER INTO THESE TERMS OF USE.
13.15    NOTHING IN THESE TERMS OF USE WILL OPERATE SO AS TO EXCLUDE ANY LIABILITY OF BULA FOR DEATH OR PERSONAL PHYSICAL INJURY THAT IS DIRECTLY AND PROXIMATELY CAUSED BY BULA’S NEGLIGENCE OR WILLFUL MISCONDUCT.
13.16    TO THE EXTENT ANY OF THE LIMITATIONS OF REMEDY, INCLUDING WAIVER OF THE RIGHT TO PRIVATE OR PUBLIC INJUNCTIVE RELIEF,ARE NOT PERMITTED BY LAW OF ANY APPLICABLE JURISDICTION, SUCH LIMITATIONS SHALL NOT APPLY AND SHALL BE DEEMED AS SEVERABLE AND STRICKEN FROM THESE TERMS.  THE PARTIES AGREE FURTHER THAT SUCH PROVISION(S) SHALL NOT AFFECT THE ENFORCEABILITY OF THE TERMS OR THE ARBITRATION AGREEMENT (SECTION 16), WHICH THE PARTIES AGREE SHALL REMAIN IN PLACE AND IN FORCE LESS ANY SUCH STRICKEN PROVISIONS.

14. CUSTOMER SERVICE AND INITIAL DISPUTE RESOLUTION PROCEDURE
‍14.1       If You need customer service in relation to the Service, You may contact us by support@betonbula.com 
14.2       To protect Your privacy, all communications between You and us should be carried out using or referencing the email address that You used to register Your User Account for the Service. Failure to do so may result in our response being delayed.Initial Dispute ResolutionProcedure and Conference
14.3       The parties shall use best efforts to informally resolve any customer service issue promptly and in good faith.  If for some reason You are not satisfied or your claim is not resolved (a “Dispute”), You may then pursue arbitration as set out below in Section 16.  However, You must first submit a Notice of Dispute as set forth in this Section 14 and engage in a conference either by telephonic or videoconference means with Bula prior to and as a condition precedent to initiating arbitration or any formal proceeding over a Dispute as required by Section 16.    
14.4       Notice of Dispute Required Prior toArbitration.  The party initiating a claim over a Dispute must give notice to the other party in writing of its intent to initiate an informal dispute resolution conference.  The initial conference shall occur within thirty (30) days after the other party receives such notice or within a time period required by law, unless an extension is mutually agreed upon by the parties.  
14.5       All initial dispute resolution conferences shall be conducted individually, between Bula and You.  Multiple individuals with Disputes cannot participate in the same informal telephonic dispute resolution conference. If a party is represented by counsel (which such representation will be at such parties' sole cost and expense), counsel may participate in the conference, but each party shall also attend and participate in the conference.
14.6       To notify Bula that You intend to initiate an informal dispute resolution conference, please inform us by sending a Notice of Dispute support@betonbula.com and include the following information:(a) Your username and email address associated withYour User Account; (b)Your first and last name, as registered on yourUser Account;(c) Your residence address; (d) Your telephone number (home and/or mobile); (e) a detailed explanation of the complaint/claim and basis for the claim;(f) any specific dates and times associated with the complaint/claim (if applicable); and (g)the remedy, action or any amount You are seeking from Bula.
14.7       Upon receipt of Your Notice of Dispute, We will respond in writing within thirty (30) days after receipt of such Notice, unless an extension is mutually agreed upon by the parties.  Failure to submit a written communication with the information outlined above may result in a delay in our ability to identify and respond to Your complaint/claim in a timely manner, and may, in Bula's discretion, extend the time period for resolution before a formal proceeding may be commenced, as permitted by these Terms. 
14.8       The parties shall use their best efforts to settle any Dispute, claim, question, or disagreement and engage in good faith negotiations which shall be a pre-condition to either party initiating a formal arbitration as provided in Section 16. If the parties do not reach an agreed upon solution within a period of thirty (30) days from the time of the initial Notice, then either party may initiate binding arbitration, to the extent permitted by law, as the sole means to resolve claims, subject to these Terms and the Arbitration Agreement. 
14.9       The aforementioned Notice of Dispute and informal dispute resolution process is a condition precedent to commencing any formal arbitration proceeding under the Arbitration Agreement (Section 16below), including litigation if you have successfully opted-out of the arbitration agreement. The parties agree that any relevant limitations period or other deadlines will be tolled solely by the amount of time the parties initiate and engage in this informal dispute resolution process.
14.10    Regardless of whether you decide to opt out of arbitration, the terms set forth in this Section 15 Initial DisputeResolution shall remain in full force and effect as part of these Terms.

‍15. BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER. PLEASE READ THIS ARBITRATION & CLASS ACTION WAIVER AGREEMENT (THE“AGREEMENT”) CAREFULLY BECAUSE IT REQUIRES YOU AND BULA TO ARBITRATE CERTAIN DISPUTES AND CLAIMS AND LIMIT THE MANNER IN WHICH YOU AND BULA CAN SEEK RELIEF FROM EACH OTHER. THIS AGREEMENT APPLIES TO ANY CLAIMS YOU OR COMPANY CURRENTLY POSSESSES AND ANY CLAIMS THE PARTIES  MAY RAISE IN THE FUTURE. WHILE YOU MUST AGREE TO THESE TERMS OF USE IN ORDER TO USE THE SERVICES, IF YOU HAVE NOT PREVIOUSLY AGREED TO AN ARBITRATION PROVISION IN CONNECTION WITH YOUR USE OF OUR SERVICE, THERE IS AN OPTION, DESCRIBED BELOW IN SECTION 15.13, TO OPT OUT OF THE ARBITRATION PROVISIONS. THE OPTION TO OPT-OUT IS TIME-LIMITED TO THIRTY (30) DAYS OF ENTERING THIS AGREEMENT AND REQUIRES YOUR IMMEDIATE ATTENTION. If you reside in or access the Service at any time while located in the United States, this Section 15 (Binding Arbitration Agreement and Class ActionWaiver Agreement) shall be construed under and be subject to the Federal Arbitration Act, notwithstanding any other choice of law set out in these Terms. THIS AGREEMENT INCLUDES AN ARBITRATION PROVISION WHICH SETS FORTH HOW PAST, PENDING OR FUTURE DISPUTES BETWEEN YOU AND BULA SHALL BE RESOLVED BY FINAL AND BINDING ARBITRATION. ARBITRATION MEANS YOU WILL NOT BE ABLE TO SEEK DAMAGES IN COURT OR PRESENT YOUR CASE TO A JURY. THIS ARBITRATION AND CLASS ACTION WAIVER AGREEMENT ALSO REQUIRES THAT ANY PAST,PENDING OR FUTURE DISPUTES WITH THE COMPANY SHALL PROCEED FOR YOUR OWN LOSSES ONLY. YOU MAY NOT PROCEED AS A CLASS REPRESENTATIVE, MEMBER OR PART OF ANY PROPOSED CLASS, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL SUIT, QUI TAM ACTION, OR ANY REPRESENTATIVE PROCEEDING, OR OTHERWISE SEEK TO RECOVER ON BEHALF OF OTHERS OR FOR THE BENEFIT OF OTHERS IN ANY TYPE OF CLAIM OR ACTION. 
15.1       Acceptance of Terms. By using, or otherwise accessing theService, or clicking to accept or agree to the Terms where that option is made available, you confirm that you have read and accept and agree to this Agreement. Except to the extent that you may opt-out as provided below, all of your activity on the App or Platform and all or your transactions with Bula, including all events which occurred before your acceptance of this Agreement, shall be subject to this Agreement.
15.2       Scope of Agreement to Arbitrate.  You and Bula agree that any past, pending, or future dispute, claim or controversy arising out of or relating to any purchase or transaction by you, your access to or use of any Platform or the Service, or to this Agreement, the Terms of Use, or Privacy Policy (including without limitation any dispute concerning the breach, enforcement, construction, validity, interpretation, enforceability, or arbitrability of this Agreement or the Terms of Use) (a “Dispute”), shall be determined by arbitration, including claims that arose before acceptance of any version of this Agreement. In addition, in the event of any Dispute concerning or relating to this Agreement— including the scope, validity, enforceability, or severability of thisAgreement or its provisions, as well as the arbitrability of any claims—you and Bula agree and delegate to the Arbitrator the exclusive jurisdiction to rule on their own jurisdiction over the Dispute, including any objections with respect to the scope, validity, enforceability, or severability of this Agreement or its provisions, as well as the arbitrability of any claims or counterclaims presented as part of the Dispute.
15.3       Notwithstanding the above provision and Agreement to Arbitrate, all parties retain the right to seek relief in a small claims court for disputes or claims solely within the scope of a small claim's court jurisdiction.
15.4       Lack of Estoppel or Preclusive Effect.The parties agree that any issues determined in arbitration or any other proceeding between the parties shall be conducted and decided for the benefit of the parties or express third party beneficiaries only and shall have no preclusive or estoppel effect against a party in any subsequent or other arbitration or litigation matter, such that all issues shall be decided anew in any subsequent or other proceedings involving either party.  The parties reach this agreement in order to narrowly and efficiently tailor their legal positions without concern that any third party may attempt to offensively use any finding or determination of factor law against You or Bula.
15.5       Third-Party Beneficiaries.  You further agree and intend that thisAgreement and the Terms are entered into for the express benefit of your spouse, heirs, children and next-of-kin and shall bind same to the extent of any claims arising from your use of the Service which is brought by them or by any person for the use or benefit of your spouse, heirs, children and next-of-kin.  Bula agrees also that thisAgreement is intended to benefit and shall bind any successor-in-interest or assignee of Bula. 
15.6       Intellectual Property. Notwithstanding the requirement to arbitrate in this Section 16, you and Bula are NOT required to arbitrate any claims for the alleged unlawful use of copyrights, trademarks, trade names, trade dress, logos, trade secrets, or patents, and the parties agree that in the event of infringement of copyrights, trademarks, trade names, trade dress, logos, trade secrets, or patents of a party, they shall also be entitled to seek injunctive relief from a court of competent jurisdiction, and the parties shall not be able to hold out a user’s access to the Service as a basis to enforce this arbitration agreement as to such claims.  
15.7       Separate Agreement.  The parties acknowledge that thisAgreement is a separate agreement between the parties governed by the FederalArbitration Act, and that any alleged or determined invalidity or illegality of all or any part of the Terms of Use, the Service, the Platform, or the PrivacyPolicy shall have no effect upon the validity and enforceability of thisAgreement.
15.8       Applicable Law. While the Federal Arbitration Act shall control, to the extent the law of any state is applied or considered with respect to issues bearing upon the enforceability or scope of this Agreement, the parties agree that the law of the State of California shall exclusively apply, notwithstanding any consideration or application of choice of law or conflicts of law principles. 
‍INITIATING ARBITRATION UNDER JAMS RULES
‍15.9       Following the conclusion of the initial dispute resolution process required by Section 15, you or Bula may seek arbitration of a Dispute in accordance with the provisions of this Agreement.You and Bula agree that JAMS (“JAMS”) will administer the arbitration under itsComprehensive Arbitration Rules and Procedures (“JAMS Rules”) in effect at the time arbitration is sought (“JAMS Rules”). The parties further agree that, to the extent applicable, the JAMS MassArbitration Procedures and Guidelines shall apply.  The JAMS Rules referenced above are available at https://www.jamsadr.com/adr-rules-procedures/.  You and Bula further agree:
15.9.1  The arbitration will be handled by a sole arbitrator.  The parties agree that the JAMS arbitrator must have the following minimum qualification: practicing attorneys or retired federal court judges who have at least ten years of substantive expertise in litigating and resolving of complex business disputes, including motions to compel arbitration and litigation or adjudication regarding whether disputes are arbitrable; 
15.9.2  For purpose of Sections 16.1 and 16.2 of the JAMS Rules, the JAMS Streamlined Arbitration Rules and Procedures and JAMSExpedited Procedures shall not apply  unless otherwise explicitly agreed to by all parties to the Dispute;
15.9.3  In lieu of JAMS Rule 15, the parties shall be presented with a list of eight (8) potential arbitrators, be allowed three(3) strikes and the parties shall rank those potential arbitrators in order of preference. JAMS shall select the arbitrator with the highest combined preference (e.g., if both parties select a potential arbitrator as their top preference, that arbitrator will be selected);
15.9.4  In lieu of JAMS Rule 18, the parties shall have the right to submit a dispositive motion at the outset of the arbitration to the Arbitrator in order to resolve issues other than the ultimate issue of fact.  The submission and scheduling of such motions shall be addressed at a conference held before the JAMS arbitrator, and the Parties agree that any dispositive motions shall be resolved and the remainder of the arbitral proceeding stayed pending resolution, absent good cause and immediate necessity to proceed.
15.9.5  Unless and only to the extent prohibited under JAMS Rules, the arbitration will be held in San Diego, California or, at either your or our election, will be conducted telephonically or via other remote electronic means;
15.9.6  The JAMS Rules will govern payment of all arbitration fees, currently available athttps://www.jamsadr.com/arbitration-fees, You will only be required to pay arbitration fees of $250 in connection with any arbitration initiated under this Section 16, but You will still be responsible for paying your own attorneys' fees;
15.9.7  Except as otherwise waived or limited under the Terms or this Agreement, the JAMS arbitrator shall be authorized to award any remedies, including equitable or injunctive relief, that would be available in an individual lawsuit except:(a)          In any arbitration arising out of or related to this Agreement, the arbitrator(s) are not empowered to award punitive or exemplary damages, and the parties waive any right to recover any such damages; and (b) In any arbitration arising out of or related to this Agreement, the arbitrator(s) may not award any incidental, indirect or consequential damages, including damages for lost profits;
15.9.8   The arbitration decision and award shall consist of a written statement signed by the Arbitrator regarding the disposition of each claim and the relief, if any, as to each claim.  Unless the parties agree otherwise, the award shall be a reasoned award and contain a concise written statement of the reasons for the award; 
15.9.9    Except as and to the extent otherwise may be required by law, the arbitration proceeding, pleadings, and any award shall be treated as confidential and shall not be used by the parties except as may be necessary in connection with a court application for a preliminary remedy, a judicial challenge to an award or its confirmation and enforcement.
15.9.10  In the event JAMS is unavailable or unwilling to hear the dispute in accordance with this Agreement, the parties shall agree to, or a court shall select, another arbitration provider subject to the procedural agreements of this Section 16; and 15.9.11  You and Bula agree that any award issued by the Arbitrator in excess of $50,000 in favor of either party, or any award which grants any form of declaratory or equitable relief that would significantly impact other Bula users or the operation of the Platform, may be appealed in accordance with the JAMS Optional Arbitration Appeal Procedures at either party’s election.  The JAMSOptional Arbitration Appeal Procedures are available athttps://www.jamsadr.com/adr-rules-procedures/. 
15.10    Batch Arbitration. To increase efficiency of resolution, in the event 20 or more similar arbitration demands against Bula, presented by or with the assistance of the same law firm or organization or group of law firms or organizations working in coordination, are submitted to JAMS in accordance with the rules described above within a 60-day period, JAMS shall consolidate those arbitrations as contemplated in theJAMS Rules by (a) grouping the arbitration demands into batches of no more than25 demands per batch (plus, to the extent there are fewer than 25 arbitration demands left over after the batching described above, a final batch consisting of the remaining demands); and (b) providing for resolution of each batch as a single arbitration with one set of filing and administrative fees and one arbitrator assigned per batch.  For avoidance of doubt, consolidation does not require that all arbitrations in a single batch be decided the same, nor does it impair your right to present any evidence or argument that you think particular to your case, so long as it is consistent withJAMS Rules.  You agree to cooperate in good faith with Bula and JAMS to implement such a batch approach to resolution and fees.
15.11    By signing a demand for arbitration, a party certifies, to the best of their knowledge, information, and belief, formed after an inquiry reasonable under the circumstances, that: (i) the demand for arbitration is not being presented for any improper purpose, such as to harass, cause unnecessary delay, or needlessly increase the cost of dispute resolution;(ii) the claims and other legal contentions are warranted by existing law or by a non-frivolous argument for extending, modifying, or reversing existing law or for establishing new law; and (iii) the factual contentions have evidentiary support or, if specifically so identified, will likely have evidentiary support after a reasonable opportunity for further investigation or discovery. The Arbitrator shall be authorized to afford any relief or impose any sanctions available under Federal Rule of Civil Procedure 11 or any applicable state law(including attorney’s fees) for either party’s violation of this requirement. OPTION AND PROCEDURE TO OPT OUT OF ARBITRATION
15.12    IF YOU HAVE NOT PREVIOUSLY AGREED TO AN ARBITRATION PROVISION IN CONNECTION WITH YOUR USE OF OUR SERVICE, YOU MAY OPT OUT OF THE AGREEMENT TO ARBITRATE BY FOLLOWING THE INSTRUCTIONS BELOW. IF YOU DO NOT OPT-OUT, THE ARBITRATION PROVISIONS WILL APPLY RETROACTIVELY TO ALL CLAIMS YOU MAY POSSESS, WHETHER ASSERTED TO DATE OR NOT.
15.13    OPT-OUT. IF YOU DO NOT WISH TO AGREE TO THE PROVISIONS OF THIS SECTION 16AGREEMENT REQUIRING ARBITRATION AND CLASS ACTION WAIVER AND YOU HAVE NOT PREVIOUSLY AGREED TO AN ARBITRATION PROVISION IN CONNECTION WITH YOUR USE OF OUR SERVICE, YOU MUST, WITHIN THIRTY (30) DAYS OF ENTERING THIS AGREEMENT, [SEND AN EMAIL TO SUPPORT@BETONBULA.COM WITH THE SUBJECT “OPT-OUT”]. **REQUESTS TO OPT OUT AFTER THE 30 DAY PERIOD SHALL NOT BE EFFECTIVE.** 
15.14    Whether to agree to arbitration is an important decision.  It is your decision to make and you are not required to rely solely on the information provided in these terms of use. You should take reasonable steps to conduct further research and to consult with counsel (at your expense) regarding the consequences of your decision.
WAIVER OF CLASS RELIEF AND COLLECTIVE ACTION
15.15    TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NEITHER YOU NOR BULA SHALL BE ENTITLED TO ARBITRATE OR LITIGATE ANY DISPUTE IN A REPRESENTATIVE CAPACITY. YOU MAY ONLY ARBITRATE OR LITIGATE ON AN INDIVIDUAL CLAIMS BASIS ONLY AND FOR YOUR OWN LOSSES ONLY. UNDER THIS AGREEMENT, YOU MAY NOT PROCEED IN ARBITRATION OR COURT AS A CLASS REPRESENTATIVE, MEMBER OR PART OF ANY PROPOSED CLASS, COLLECTIVE ACTION,PRIVATE ATTORNEY GENERAL SUIT, QUI TAM ACTION OR ANY REPRESENTATIVE PROCEEDING,OR OTHERWISE SEEK TO RECOVER ON BEHALF OF OTHERS OR FOR THE BENEFIT OR USE OTHERS IN ANY TYPE OF CLAIM OR ACTION. YOU AND BULA ARE EACH WAIVING RESPECTIVE RIGHTS TO PARTICIPATE IN A CLASS ACTION. BY ACCEPTING THIS AGREEMENT, YOU GIVE UP YOUR RIGHT TO PARTICIPATE IN ANY PAST, PENDING OR FUTURE CLASS ACTION OR ANY OTHER CONSOLIDATED OR REPRESENTATIVE PROCEEDING, INCLUDING ANY PROCEEDING EXISTING AS OF THE DATE YOU AGREED TO THIS AGREEMENT.
15.16    Severability.  This Agreement applies solely to the extent permitted by law. If for any reason any provision of this Agreement or portion thereof, is found to be unlawful, void, or unenforceable, that part of thisAgreement will be deemed severable and shall not affect the validity and enforceability of the remainder of this Agreement which shall continue in full force and effect. To the fullest extent allowable by law and equity, the parties agree that any such provision may be blue-penciled or otherwise construed by the forum presiding over any dispute to give effect to the intent of the parties and consistent with the overall purpose and intent of the agreement, and may be deemed replaced by an enforceable provision that comes closest to the intention underlying the unenforceable provision.                       
END OF SECTION 15 ARBITRATION AGREEMENT
‍
‍‍16. Waiver of Jury Trial
‍16.1       EACH PARTY HEREBY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THE PLATFORM OR SERVICES OR ANY TRANSACTIONS BETWEEN THE PARTIES, WHETHER BASED ON CONTRACT, TORT OR ANY OTHER THEORY.
‍
‍17.  TAXES AND REPORTING INFORMATION.
‍Our fees do not include any taxes, levies, duties or similar governmental assessments of any nature, including, for example, value-added, sales, use or withholding taxes, assessable by any jurisdiction (collectively, “taxes”). It is your responsibility to determine what, if any, taxes apply to the payments you make or receive, including transactions through your business profile or that are marked as for goods and services, and it is solely your responsibility to assess, collect, report and remit the correct taxes to the appropriate authority. Bula is not responsible for determining whether any taxes apply to a transaction, or for calculating, collecting, reporting or remitting taxes arising from any transaction. You acknowledge that we may make certain reports to state and federal tax authorities regarding transactions that we process. For example, Bula is required to report to the Internal Revenue Service the total amount of payments for goods and services you receive each calendar year into all of your Bula Accounts (including Bula InstantBets App accounts) associated with the same tax identification number once you receive at least $600 in payments for goods and services (the “Reporting Threshold”). We are also required to report payments for goods and services to applicable state and local governments.Our IRS, state, and local reporting obligations are not limited to payments you receive for Platform transactions.  If you receive other types of income through your Account, these are reportable payments by the aforementioned tax authorities, and we will send you any necessary forms 1099s or 1042-s. These forms will also be transmitted to the relevant tax authority.

‍18. Miscellaneous
‍18.1       Entire Agreement. These Terms constitute the entire agreement between You and us with respect to Your use of the Service and supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written, between You and us with respect to Your participation.
18.2       Tax. You are solely responsible for any taxes which apply to Your use of the Service.
18.3       Force Majeure. We will not be liable or responsible for any failure to perform, or delay in performance of,any of our obligations under these Terms that is caused by events outside of our reasonable control, including but not limited to an act of God, hurricane, war, fire, riot, earthquake, weather, pandemic or endemic, terrorism, act of public enemies, strikes, labor shortage, actions of governmental authorities or other force majeure event.
18.4       Severability.  In the event any provision of these Terms is held unenforceable, such provision will be ineffective but shall not affect the enforceability of the remaining provisions.  To the fullest extent allowable by law and equity, the parties agree that any such provision may be blue-penciled or otherwise construed by the forum presiding over any dispute to give effect to the intent of the parties and consistent with the overall purpose and intent of the agreement, and may be deemed replaced by an enforceable provision that comes closest to the intention underlying the unenforceable provision.
18.5       Assignment. These Terms are personal to You, and are not assignable, transferable or sub-licensable by You except with our prior written consent. We reserve the right to assign, transfer or delegate any of our rights and obligations hereunder to any third party without notice to You, and in such case the Terms shall apply to and bind any successor-in-interest or assignee of ours.
18.6       Third-Party Beneficiaries.  You further agree and intend that theseTerms are entered into for the express benefit of your spouse, heirs, children and next-of-kin and shall bind the same to the extent of any claims arising from your use of the Service which is brought by them or by any person for their use or benefit.  
18.7       Entire Agreement. TheseTerms contain the entire understanding between You and us, and supersede all prior understandings between You and us relating to the subject matter.
18.8       Business Transfers. In the event we undergo a change of control, merger, acquisition, or sale of assets, YourUser Account and associated data may be part of the assets transferred to the purchaser or acquiring party.
18.9       Waiver. Our failure to assert breach or a violation of these Terms or otherwise failure to exercise any rights under these Terms shall not constitute or be deemed a waiver or forfeiture of such rights or a waiver or forfeiture of such rights in the future.
18.10    Survival of Obligations.  SECTIONS 12, 13, 14, 15, 16, 18 and 19 SHALL BE DEEMED TO SURVIVE THE TERMINATION OF THESE TERMS OF USE OR YOUR USER ACCOUNT FOR ANY REASON.

‍19. Applicable Law and Jurisdiction
‍19.1       Governing Law. Subject to the Arbitration Agreement contained in Section 15, which is governed by the Federal Arbitration Act, the parties agree that these Terms and the related Service are governed by and shall be construed in accordance with the laws of the State of CaliforniaUSA without regard to its principles of conflicts of law.  To the extent this governing law provision is finally determined to be unenforceable as it relates to the use of theServices, the parties agree that the governing law shall in such event be the applicable law in the jurisdiction in which the user who is a party to the dispute properly utilizes the services. Nothing herein is intended to limit a party's right to appeal a determination by a court of law that the laws of theState of California are unenforceable.
19.2       Exclusive Forum.  Subject to the Arbitration Agreement contained in Section 15, the parties agree that any dispute, controversy, or claim arising out of or in connection with these Terms, or the breach, termination or invalidity of these Terms, will be submitted exclusively to state or federal courts in California and You and we consent to the venue and personal jurisdiction of those courts. Notwithstanding the foregoing, any motion to compel arbitration or to enforce an arbitral award issued hereunder may be brought before any court of competent jurisdiction.

20. Special provisions related to Bank Transfer Payments
Bula has partnered with financial services software company Aeropay to offer you ACH payments (named 'Pay By Bank' in the Bula Instant Bets apps). When you create a Bula Account and connect a bank to complete ACH payments, you will be creating an Aeropay account. You authorize Bula to share your identifying information with Aeropay to open and support your Bula Account. You must comply also with Aeropay’s Terms of Service when creating or using your Bula Account. The Aeropay Terms of Service may be modified from time to time, and the governing version is incorporated by reference into this Terms of Service. Any term not defined in this section but defined in the Aeropay Terms of Service assumes the meaning as defined in the Aeropay Terms of Service.